Ghost Broking Scam? Who you gonna call?

A new type of insurance scam, so-called ‘ghost broking’ is sweeping the internet. Targeting mostly young drivers, the ghost broking scam is a type of car insurance fraud, which typically occurs through social media platforms such as Instagram and Facebook.

Ghost broking sucks in social media users through false advertising, selling premiums that seem to offer cut-price car insurance premiums. Drivers are being duped into paying for these ‘too good to be true’ premiums, leaving them without cover. It is only until these ghost broking victims come to make a claim that they realise they have fallen foul of this car insurance scam, leaving them doubly out of pocket.

Over the last 3 years, hundreds of cases of ghost broking have been uncovered, with around £631,000 having been given over in premiums to these con-artists. The depth of the problem is still unknown, meaning there may be thousands of individuals driving without insurance on roads across the UK. But how can you avoid falling foul of ghost broking?

The most obvious was is to contact a broker – you can usually tell if they are legitimate if they have a company email , postal address and telephone number. Only a broker can give you an accurate choice of premiums and is legally obliged to follow all the rules of the FCA and Insurance regulators. If you have, or think you might be, a victim of ghost broking, contact Premiercare Insurance Brokers to get a trusted quote. We have been operating for over 30 years and are skilled in a range of insurance cover, including car insurance, home and contents insurance, public liability and more.

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